The Lettings Hub Difference

Upgrade and only pay once per applicant

If you need more detail you can upgrade to another product as many times as you want within 30 days. We collect all information we need from the applicant at the outset so there’s no delay and you’ll only be charged once for the highest-tier product.

How it works

Average turnaround times

Instant

3 working hours

2 working days

Letting agent creates application form, choosing which type of referencing product they require:

Essential
Essential+

Essential++
Elite

Applicant submits their referencing form and consents to using Open Banking

Income and rental history references are obtained from referees and verified

Review all data, including Open Banking, to form our recommendation

Final report produced and
issued to letting agent

Credit, identity and address history data obtained

Financial records obtained using Open Banking

Elite

Essential++

Essential+

Essential

Letting agent opts to upgrade referencing product, paying only once based on the highest product selected

Essential+
Essential++
Elite

Reduced decline rate

Borderline cases require a human, “common sense” review of all data which cannot be replicated by technology. Our Essential++ product ensures these cases can be assessed quickly and fairly, eliminating any that would be unnecessarily declined and delay the let.

Exclusive access to enhanced Open Banking data

We are the only referencing provider with access to an enriched and enhanced data set. This includes disposable income calculation and account forecasting which helps us make more informed decisions when assessing Essential++ and Elite applications.

Reduced fraud risk

Payments are automatically identified and categorised so there’s no opportunity for fraudulent applicants to manipulate how their financial data is assessed.

What is Open Banking?
Introduction to our new references; Essential+ and Essential++
How Open Banking can save you time and money on every tenancy