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Referencing to suit every tenancy

Our tiered referencing products enable you to tailor your checks to each individual applicant based on your priorities for the tenancy; whether that’s instant results, in-depth checks or somewhere in between. We’ve combined the latest technology with our extensive referencing experience to create an unrivalled product range that delivers faster, more cost-effective tenancy checks with even greater accuracy.

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Essential

Delivered instantly

Our simplest check that instantly confirms credit history, previous address validation and ID verification

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Identity check

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Credit check

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Address history check

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Confirms if applicant has agreed to share Open Banking data

Eligible for insurance products:

  • Tenants Home Insurance

  • Landlords Buildings & Contents Insurance

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Essential+

Includes all Essential checks plus proof of income and rental history verified using Open Banking

Delivered instantly

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Identity check

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Credit check

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Address history check

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Average income over last 12 months

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Verified via Open Banking

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Rent payments in last 12 months

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Verified via Open Banking

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Any potential missed payments

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Verified via Open Banking

Eligible for insurance products:

  • Tenants Home Insurance

  • Landlords Buildings & Contents Insurance

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Essential++

Delivered on average in 3 working hours

The ideal balance between speed and quality. Includes all Essential+ checks plus an expert review of the data and recommendation on how to proceed

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Identity check

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Credit check

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Address history check

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Average income over last 12 months

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Verified via Open Banking

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Rent payments in last 12 months

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Verified via Open Banking

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Any potential missed payments

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Verified via Open Banking

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An overall recommendation

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Commentary from our team including insight (where applicable) into the applicant’s other Open Banking data such as utility and insurance payments

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Eligible for insurance products:

  • Tenants Home Insurance

  • Landlords Buildings & Contents Insurance

  • Rent & Legal Protection

  • Deposit Replacement Insurance

  • Property Damage Protection

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Elite

Our most in-depth check includes Open Banking data plus verified references from income referees and previous landlords. A final recommendation is also given

Delivered on average in 2 working days

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Identity check

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Credit check

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Address history check

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Average income over last 12 months

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Verified via Open Banking

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Rent payments in last 12 months

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Verified via Open Banking

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Any potential missed payments

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Verified via Open Banking

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An overall recommendation

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Verified reference from income referees including confirmation of continuation of contract/future payments

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Verified reference from previous landlord or letting agent including confirmation of any tenancy breaches or damage to property

Eligible for insurance products:

  • Tenants Home Insurance

  • Landlords Buildings & Contents Insurance

  • Rent & Legal Protection

  • Deposit Replacement Insurance

  • Property Damage Protection

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  • What is Open Banking?

  • Introduction to our new references; Essential+ and Essential++

  • How Open Banking can save you time and money on every tenancy

With Sales Director, Vince Demilio

Book a demo

To find out more about our intelligent referencing solutions just enter your details below to book a demo to learn more about our Open Banking solutions 

Thank you for your interest. We'll be in touch shortly.

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