Referencing to suit every tenancy
Our tiered referencing products enable you to tailor your checks to each individual applicant based on your priorities for the tenancy; whether that’s instant results, in-depth checks or somewhere in between. We’ve combined the latest technology with our extensive referencing experience to create an unrivalled product range that delivers faster, more cost-effective tenancy checks with even greater accuracy.
Essential
Delivered instantly
Our simplest check that instantly confirms credit history, previous address validation and ID verification
Identity check
Credit check
Address history check
Confirms if applicant has agreed to share Open Banking data
Eligible for insurance products:
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Tenants Home Insurance
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Landlords Buildings & Contents Insurance
Essential+
Includes all Essential checks plus proof of income and rental history verified using Open Banking
Delivered instantly
Identity check
Credit check
Address history check
Average income over last 12 months
Verified via Open Banking
Rent payments in last 12 months
Verified via Open Banking
Any potential missed payments
Verified via Open Banking
Eligible for insurance products:
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Tenants Home Insurance
-
Landlords Buildings & Contents Insurance
Essential++
Delivered on average in 3 working hours
The ideal balance between speed and quality. Includes all Essential+ checks plus an expert review of the data and recommendation on how to proceed
Identity check
Credit check
Address history check
Average income over last 12 months
Verified via Open Banking
Rent payments in last 12 months
Verified via Open Banking
Any potential missed payments
Verified via Open Banking
An overall recommendation
Commentary from our team including insight (where applicable) into the applicant’s other Open Banking data such as utility and insurance payments
Eligible for insurance products:
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Tenants Home Insurance
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Landlords Buildings & Contents Insurance
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Rent & Legal Protection
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Deposit Replacement Insurance
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Property Damage Protection
Elite
Our most in-depth check includes Open Banking data plus verified references from income referees and previous landlords. A final recommendation is also given
Delivered on average in 2 working days
Identity check
Credit check
Address history check
Average income over last 12 months
Verified via Open Banking
Rent payments in last 12 months
Verified via Open Banking
Any potential missed payments
Verified via Open Banking
An overall recommendation
Verified reference from income referees including confirmation of continuation of contract/future payments
Verified reference from previous landlord or letting agent including confirmation of any tenancy breaches or damage to property
Eligible for insurance products:
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Tenants Home Insurance
-
Landlords Buildings & Contents Insurance
-
Rent & Legal Protection
-
Deposit Replacement Insurance
-
Property Damage Protection
-
What is Open Banking?
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Introduction to our new references; Essential+ and Essential++
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How Open Banking can save you time and money on every tenancy
With Sales Director, Vince Demilio